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Injured in a crash? We connect you with experienced Indiana attorneys—no fees, no obligation, and no waiting. You focus on healing; we’ll help you find the right legal help.
Marion County (Indianapolis) reports the highest collision rate with 36,489 crashes in 2022
Indiana’s modified comparative fault law means you can lose your right to compensation if you’re found 51% or more at fault. Insurance companies use sophisticated tactics to minimize payouts or deny claims entirely. Without experienced legal guidance, you risk:
Indiana law gives you only 2 years from the accident date to file a personal injury lawsuit. However, claims against government entities have deadlines as short as 180 days. Missing these critical deadlines means permanently losing your right to compensation—no exceptions.
Important: The clock starts ticking immediately after your accident. Early consultation with an attorney ensures:
Indiana follows a modified comparative fault system under Indiana Code § 34-51-2-6. Here’s what this means:
Example: If your damages total $100,000 and you’re found 30% at fault, you can recover $70,000. But if you’re 51% at fault, you receive nothing.
Why this matters: Insurance companies aggressively investigate to assign you maximum fault. They’ll scrutinize:
An experienced car accident attorney protects you by conducting independent investigations, hiring accident reconstruction experts, and building evidence that minimizes your assigned fault.
As of 2024, Indiana drivers must carry minimum liability coverage:
The problem: These minimums are often insufficient to cover serious accident damages. When the at-fault driver has inadequate insurance, your Uninsured/Underinsured Motorist (UM/UIM) coverage becomes critical.
Car accidents can cause a devastating range of injuries. According to the Indiana Criminal Justice Institute, over 120 people are injured daily in traffic crashes across the state. The lawyers in our network have helped clients recover compensation for:
Even “mild” concussions can have lasting effects on memory, concentration, mood, and cognitive function. TBIs often require:
Average costs: TBI treatment can exceed $150,000 for moderate cases and reach millions for severe injuries requiring lifetime care.
The rapid back-and-forth motion during rear-end collisions causes:
Don’t dismiss these as “minor”—soft tissue injuries often worsen over time and can become chronic conditions requiring ongoing treatment.
The impact force in collisions frequently causes fractures in:
Recovery often requires surgery, hardware implantation, physical therapy, and extended time away from work.
Among the most catastrophic outcomes, spinal injuries can result in:
These cases demand maximum compensation for both immediate and future medical needs, home modifications, lost earning capacity, and diminished quality of life.
The force of collision can cause:
Critical warning: Internal injuries may not show immediate symptoms but can be life-threatening. Always seek medical evaluation after any accident.
The emotional aftermath of car accidents is real and compensable:
Indiana law recognizes pain and suffering, including psychological trauma, as legitimate grounds for compensation.
The attorneys in our network have recovered millions in compensation for injured clients. Your case may include:
Medical Expenses:
Lost Income & Earning Capacity:
Property Damage:
Out-of-Pocket Expenses:
Pain and Suffering: Physical pain endured from injuries, both current and ongoing chronic pain
Emotional Distress: Anxiety, depression, PTSD, and other psychological trauma from the accident
Loss of Enjoyment of Life: Inability to participate in hobbies, activities, and life experiences you previously enjoyed
Loss of Consortium: Impact on marital relationships and family life
Disfigurement & Scarring: Permanent visible scarring or physical disfigurement affecting appearance and self-esteem
When the at-fault driver’s conduct was especially reckless—such as extreme drunk driving, intentional harm, or egregious disregard for safety—Indiana courts may award punitive damages to punish the wrongdoer and deter similar behavior.
Based on recent data:
Your case is unique. Settlement values depend on injury severity, fault percentage, medical costs, lost income, insurance policy limits, and the skill of your attorney.
TheJusticeNow makes finding the right attorney simple, fast, and completely free. Here’s our proven process:
Complete our simple online form or call us directly. We’ll ask about:
Your information is confidential and secure. We use advanced encryption to protect your privacy.
Our team reviews your case and connects you with attorneys in our vetted network who:
Speak directly with a matched attorney who will:
There’s absolutely no pressure. If you don’t feel the attorney is right for you, you’re under no obligation to hire them.
If you decide to proceed, your attorney takes over:
You focus on healing. Your attorney fights for your compensation.
Most cases settle without trial. Once agreement is reached:
Knowledge of accident causes helps establish liability and strengthen your case. According to Indiana crash data, the leading factors include:
Indiana’s hands-free law prohibits holding mobile devices while driving, yet distracted driving remains pervasive:
The statistics are stark: Distracted driving contributes to approximately 25% of all crashes and is a factor in more than 8% of fatal crashes nationwide.
Despite strict DUI laws, 146 lives were lost to impaired driving in Indiana in 2025. Alcohol and drug impairment cause:
Legal note: Drunk driving cases often justify punitive damages beyond standard compensation.
Speed-related collisions account for 9% of all crashes but 28% of fatal accidents in Indiana. Speeding:
Indiana’s unpredictable weather creates hazardous driving conditions:
Drivers have a legal duty to adjust speed and behavior for weather conditions. Failure to do so constitutes negligence.
Fatigue impairs driving ability similarly to alcohol intoxication:
Commercial truck drivers are particularly vulnerable due to demanding schedules and federal hour-of-service regulations.
Common violations leading to crashes include:
Government entities have a duty to maintain safe roadways. Dangerous conditions include:
Special note: Claims against government entities for road defects have extremely short filing deadlines (often 180 days or less).
Understanding accident hotspots helps drivers stay vigilant and helps attorneys investigate cases:
With 36,489 crashes in 2022 and 145 traffic fatalities, Marion County leads the state. High-risk locations include:
Dangerous Intersections:
High-Risk Highways:
Urban vs. Rural Fatality Rates: While urban areas have more total crashes, rural and suburban areas have higher fatality rates:
This is due to higher speeds, longer emergency response times, and more dangerous road conditions in non-urban areas.
Protect your legal rights by avoiding these common errors:
Never leave, even for minor accidents. Indiana law requires you to:
Leaving the scene is a criminal offense and can destroy your civil case.
Be courteous but never say “I’m sorry” or admit any responsibility. Insurance companies will use these statements against you. Stick to factual information only.
Always request police response, even for seemingly minor crashes. A police report:
Without a police report, proving fault becomes significantly harder.
Go to the emergency room or urgent care immediately, even if you “feel fine.” Many serious injuries have delayed symptoms:
Insurance companies use gaps in treatment to argue your injuries aren’t serious or weren’t caused by the accident.
You are NOT legally obligated to give recorded statements to the at-fault driver’s insurance company. They will:
Politely decline and refer them to your attorney.
Initial offers are typically far below fair value. Insurance companies hope you’ll accept quickly before:
Once you accept and sign, you permanently waive your right to additional compensation—even if you discover more serious injuries later.
Assume insurance companies are monitoring your social media profiles. They’ll use your posts, photos, and check-ins to:
Best practice: Avoid all social media posts about your accident, injuries, activities, or mood until your case resolves.
The sooner you consult an attorney, the better. Early representation ensures:
Consultation is free and creates no obligation. There’s no downside to learning your options early.
We only connect you with licensed Indiana attorneys who:
Within 24 hours, we connect you with attorneys who:
Using TheJusticeNow costs you nothing:
Accidents don’t only happen during business hours. We’re here when you need us:
We understand the physical, emotional, and financial toll of car accidents. Our mission is connecting you with legal advocates who will:
TheJusticeNow connects car accident victims with experienced attorneys throughout Indiana, including:
Major Cities: Indianapolis | Fort Wayne | Evansville | South Bend | Carmel | Fishers | Bloomington | Hammond | Gary | Muncie | Lafayette | Terre Haute | Kokomo | Anderson
Suppose you have suffered an accident, have faced denial from an insurer, or are seeking compensation for the damages from the driver at fault. In that case, we can connect you with experienced lawyers who will help you get the fair compensation you deserve.
Get Free Consultation from expert lawyers in our network who can help you get compensation
Nothing upfront. Attorneys in our network work on contingency fee basis, meaning:
Example: If your settlement is $100,000 and the contingency fee is 33%, your attorney receives $33,000 and you receive $67,000 (minus any case expenses like expert fees, which are typically minimal and clearly disclosed).
This arrangement makes quality legal representation accessible to everyone, regardless of financial situation.
2 years from the accident date for most personal injury claims (Indiana Code § 34-11-2-4).
EXCEPTIONS with shorter deadlines:
Missing the deadline means losing your right to compensation forever, regardless of how strong your case is. This is why early consultation is critical.
Every case is unique. Value depends on multiple factors:
Injury-Related Factors:
Financial Factors:
Liability Factors:
Settlement ranges in Indiana:
Get a personalized case evaluation from an experienced attorney to understand your specific situation.
Legally, no—you can represent yourself. Practically, it’s almost always a mistake. Here’s why:
Insurance companies have:
Without an attorney, you’re:
Studies consistently show represented claimants receive settlements 3.5 times higher on average than unrepresented claimants, even after attorney fees.
When you definitely need an attorney:
Timeline varies significantly based on case complexity:
Simple cases with clear liability and minor injuries: 3-6 months
Moderate cases with some disputed issues: 6-12 months
Complex cases requiring litigation: 12-24+ months
Factors affecting timeline:
Important: Don’t rush settlement before you fully understand your injuries and future needs. A lower, faster settlement is rarely in your best interest if it doesn’t fully compensate for your losses.
This is where your Uninsured/Underinsured Motorist (UM/UIM) coverage becomes crucial. Here’s how it works:
Uninsured Motorist Coverage: When the at-fault driver has no insurance at all, your UM coverage steps in to compensate you up to your policy limits.
Underinsured Motorist Coverage: When the at-fault driver has insurance but not enough to cover your damages, your UIM coverage pays the difference up to your policy limits.
Example: You have $100,000 in damages, but the at-fault driver only has the minimum $25,000 coverage. If you have $100,000 UIM coverage, your policy pays the remaining $75,000.
Indiana law requires insurance companies to offer you UM/UIM coverage. You can only decline it by signing a written rejection. Check your policy to see if you have this coverage.
Other options if you lack UM/UIM:
Yes—as long as you’re less than 51% at fault. Indiana’s modified comparative fault rule (Indiana Code § 34-51-2-6) means:
0-50% fault: You can recover compensation, reduced by your fault percentage 51%+ fault: You recover nothing
Example scenarios:
Scenario 1: Damages = $50,000, You’re 30% at fault
Scenario 2: Damages = $50,000, You’re 50% at fault
Scenario 3: Damages = $50,000, You’re 51% at fault
This makes fault determination critical. Insurance companies will aggressively investigate to assign you maximum fault and reduce their payout. An experienced attorney conducts independent investigation to minimize your fault percentage.
Come prepared with whatever you have. Don’t worry if some items are missing—your attorney can help obtain them. Helpful documents include:
Accident Documentation:
Medical Records:
Insurance Information:
Financial Documentation:
Personal Notes:
Don’t have everything? That’s okay. Your attorney can request missing documents and records. The initial consultation is about understanding your case and rights.
